BeVyne Request a walkthrough

Settlement under your own key. Any hour, any day.

BeVyne is settlement infrastructure for community banks and credit unions. Your institution stays the financial institution of record and keeps control of principal.

Request a walkthrough See how it works
Submit Screen Sign Settle Credit

Every gate clears before value moves; credit follows finality.

The gap

Above $10 million, settlement still keeps bankers' hours

$10M The per-payment ceiling on FedNow and RTP, the two rails that run around the clock.
22 hours Fedwire's business day, 9 p.m. to 7 p.m. ET, Monday through Friday. The rail for large value.
50 hours Fedwire's weekend closure, 7 p.m. ET Friday to 9 p.m. ET Sunday. Longer over a holiday.
The settlement week, Eastern time
Mon Tue Wed Thu Fri Sat Sun FedNow 24/7 Up to $10M FedNow is open 24 hours a day, every day, for payments up to $10 million. RTP 24/7 Up to $10M RTP is open 24 hours a day, every day, for payments up to $10 million. Fedwire Weekdays Any amount Fedwire open until 7 p.m. ET Monday; it opened at 9 p.m. Sunday Fedwire open 9 p.m. ET Monday to 7 p.m. Tuesday Fedwire open 9 p.m. ET Tuesday to 7 p.m. Wednesday Fedwire open 9 p.m. ET Wednesday to 7 p.m. Thursday Fedwire open 9 p.m. ET Thursday to 7 p.m. Friday Fedwire opens 9 p.m. ET Sunday, for Monday's business day Fedwire closed 7 to 9 p.m. ET Fedwire closed 7 to 9 p.m. ET Fedwire closed 7 to 9 p.m. ET Fedwire closed 7 to 9 p.m. ET Fedwire closed 50 hours, 7 p.m. ET Friday to 9 p.m. ET Sunday 50 hours No Fed rail moves above $10M Open Closed BeVyne BeVyne 24/7 Your limits BeVyne is designed to settle any hour, any day, under your institution's key and limits. Any hour, any day Settles through the weekend

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The result

A payment above $10 million outside Fedwire's hours has no instant option. Banks queue it, split it into smaller transfers, or wait for the next business day.

Fed plan

The Federal Reserve plans to open Fedwire on Sundays and weekday holidays in 2028 or 2029. Saturday stays closed.

How it works

Every gate clears before value moves

Payment lifecycle

  1. Submit

    Your institution submits a payment through one API.

  2. Screen

    Sanctions, Travel Rule, and your limits. A gate that errors blocks the payment.

  3. Sign

    Your institution or its custodian signs the principal.

  4. Settle

    The payment settles on-network, and finality is recorded.

  5. Credit

    The receiving side is credited only after finality.

See the full lifecycle
Why BeVyne

Modern settlement, bank-controlled

  1. 24/7 movement

    Built to clear in seconds, with no cutoffs and no waiting for the next business day.

  2. You stay the institution of record

    Your customers, your KYC, your examiner relationship. All unchanged.

  3. You control principal

    Funds move only under keys your institution or its chosen custodian holds.

Built for

Where the rail earns its place

Integration

Fits beside the systems you already run

Where BeVyne sits
Your core System of record Unchanged. No new core. BeVyne Fee key only Compliance gates, fail closed Double-entry ledger Reconciliation and freeze Credit only after finality Your wallet Your key Or a qualified custodian's. BeVyne never controls it Network Settles A permitted payment stablecoin API Sign Webhooks BeVyne asks for the signature; your institution or its custodian gives it. BeVyne never holds, pools, or converts funds.

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  • One API beside your core

    Your side sees an API and signed webhooks. No new core.

  • Your key, or your custodian's

    One operating wallet, its key held by your institution or a qualified custodian. BeVyne never controls it.

  • No crypto team

    No nodes to run and no chain operations. The wallet and the asset arrive through onboarding.

  • No membership

    A rail you use, not a network you join.

Do we need a wallet and stablecoins already?
Diligence

Built to be examined

Your third-party review will ask who controls principal, what stops a payment, and what proves finality. This is what we put on the table.

See the diligence package
Control boundary

Your institution keeps

  • Its customers and their deposits
  • Its status as financial institution of record, and its BSA program
  • Control of the keys that move principal

BeVyne never

  • Holds, pools, or converts funds
  • Holds a key that can move principal
  • Credits the far side before recorded finality

See a payment clear every gate.

A thirty-minute walkthrough of a simulated payment, end to end.

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